{"id":100957,"date":"2020-04-28T08:02:30","date_gmt":"2020-04-28T04:02:30","guid":{"rendered":"https:\/\/phonezone.ru\/news\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\/"},"modified":"2020-04-28T08:02:30","modified_gmt":"2020-04-28T04:02:30","slug":"shine-adds-invoice-insurance-to-its-freelancer-bank-account","status":"publish","type":"post","link":"https:\/\/phonezone.ru\/news\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\/","title":{"rendered":"Shine adds invoice insurance to its freelancer bank account"},"content":{"rendered":"<p>French startup Shine is adding a new option today. If you think there&rsquo;s a chance that a client is not going to pay your next invoice, you can insure that invoice to avoid any bad surprise.<br \/>\nShine  is building a challenger bank for freelancers and small companies. It lets you send and receive money in a separate business account, pay with a MasterCard, create invoices and stay on top of administrative tasks.<br \/>\nIt also helps you get started as the startup can fill out all administrative paperwork to register yourself as a freelancer. You also get notifications to remind you that you should pay your taxes and more. Starting accepting freelancing jobs can be confusing and Shine can help you with that.<br \/>\nShine has a built-in invoicing tool. It lets you add a client and generate an invoice directly in the mobile app. After that, you can send a link to your client. You get a notification when your client opens the invoice. They can download a PDF and get your bank details to pay you.<br \/>\nAnd yet, many clients often wait until the last minute to pay an invoice. It can be a month or two after finishing a job, which means that they also forget about outstanding invoices.<br \/>\nIn a few weeks, Shine users will be able to create an invoice and insure it before sending it. It costs you 2% of your total amount on your invoice. There&rsquo;s no subscription fee, it&rsquo;s a one-off process.<br \/>\nIf your client hasn&rsquo;t paid you after the due date, Shine will reach out to your client again to try to get the payment. If that doesn&rsquo;t work, you can file a claim with the partner insurance company.<br \/>\nIn that case, if the company is still operating, you get paid 100% of your invoice. If the company has collapsed, you get 90% back. (Of course, that&rsquo;s without taking into account the 2% fees you already paid.)<\/p>\n<p><a href=\"https:\/\/guce.techcrunch.com\/consent?brandType=nonEU&#038;done=https%3A%2F%2Ftechcrunch%2Ecom%2F2020%2F04%2F26%2Fshine%2Dadds%2Dinvoice%2Dinsurance%2Dto%2Dits%2Dfreelancer%2Dbank%2Daccount%2F&#038;gcrumb=FW2wq6Y=\">Shine adds invoice insurance to its freelancer bank account<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>French startup Shine is adding a new option today. If you think there&rsquo;s a chance that a client is not going to pay your next invoice, you can insure that invoice to avoid any bad surprise. Shine is building a challenger bank for freelancers and small companies. It lets you send and receive money in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[5112,5144,5139,5137,5114,8753,5116],"tags":[682],"class_list":["post-100957","post","type-post","status-publish","format-standard","hentry","category-apps","category-europe","category-finance","category-france-newsletter","category-mobile","category-shine","category-startups","tag-pdf"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Shine adds invoice insurance to its freelancer bank account - \u041d\u043e\u0432\u043e\u0441\u0442\u0438 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439<\/title>\n<meta name=\"description\" content=\"French startup Shine is adding a new option today. If you think there&rsquo;s a chance that a client is not going to pay your next invoice, you can insure\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phonezone.ru\/news\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Shine adds invoice insurance to its freelancer bank account - \u041d\u043e\u0432\u043e\u0441\u0442\u0438 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439\" \/>\n<meta property=\"og:description\" content=\"French startup Shine is adding a new option today. If you think there&rsquo;s a chance that a client is not going to pay your next invoice, you can insure\" \/>\n<meta property=\"og:url\" content=\"https:\/\/phonezone.ru\/news\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\/\" \/>\n<meta property=\"og:site_name\" content=\"\u041d\u043e\u0432\u043e\u0441\u0442\u0438 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-28T04:02:30+00:00\" \/>\n<meta name=\"author\" content=\"Mobile news chief editor\" \/>\n<meta name=\"twitter:label1\" content=\"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u0430\u0432\u0442\u043e\u0440\u043e\u043c\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mobile news chief editor\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 \u043c\u0438\u043d\u0443\u0442\u044b\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\\\/\"},\"author\":{\"name\":\"Mobile news chief editor\",\"@id\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/#\\\/schema\\\/person\\\/659775c2c0130cf3d639e6e8c0aede94\"},\"headline\":\"Shine adds invoice insurance to its freelancer bank account\",\"datePublished\":\"2020-04-28T04:02:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\\\/\"},\"wordCount\":350,\"commentCount\":0,\"keywords\":[\"PDF\"],\"articleSection\":[\"Apps\",\"Europe\",\"Finance\",\"France Newsletter\",\"Mobile\",\"shine\",\"Startups\"],\"inLanguage\":\"ru-RU\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/phonezone.ru\\\/news\\\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\\\/\",\"url\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/shine-adds-invoice-insurance-to-its-freelancer-bank-account\\\/\",\"name\":\"Shine adds invoice insurance to its freelancer bank account - \u041d\u043e\u0432\u043e\u0441\u0442\u0438 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/#website\"},\"datePublished\":\"2020-04-28T04:02:30+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/phonezone.ru\\\/news\\\/#\\\/schema\\\/person\\\/659775c2c0130cf3d639e6e8c0aede94\"},\"description\":\"French startup Shine is adding a new option today. 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